Do I need life insurance?
I have been trying to get all my financial affairs in order now that we have kids. However, we still haven’t dealt with the whole life insurance issue. I say that we should get it so that if something happens to my husband we wouldn’t lose the house. My husband says it is a waste of money and they always have some excuse not to pay you the money. Do I need to get life insurance, or is my husband right? Most of the parenting books and magazines say you should have life insurance at least until the kids are old enough to take care of themselves.